The outstanding technologies of MyVIB Digital Bank 2.0

With the application of many new technologies and strong improvements compared to version 1.0, MyVIB 2.0 brings completely different experiences to users compared to a normal digital bank.

Cloud application – native

Cloud-native applications include microservices that are packaged into containers (such as docker containers) running on the cloud computing infrastructure. These applications are developed, tested, and deployed in the cloud. Therefore, they are operated on private, public, hybrid or multi-cloud infrastructure.

It is predicted that by 2025, 80% of enterprise applications will be cloud-based or in the process of transitioning to cloud-native applications. Accordingly, cloud-native is forecasted to become the future of software development.

MyVIB 2.0 is the first Mobile Banking cloud – native application in Vietnam certified by the Vietnam Record Setting Council since April 7, 2022. The application is operated entirely on the Microsoft Azure cloud infrastructure. With outstanding advantages such as increasing system performance, increasing information security, increasing the ability to operate independently of each service, limiting the level of impact if an attack occurs. services, cloud-native cloud computing architecture will open fast and steady steps for VIB in meeting demand and enhancing digital banking user experience.

Augmented reality (AR) technology

Right from its inception, AR technology is considered to have great potential and will be a technological leap in the future. The virtualization process will support users in all areas from life and activities to education and healthcare.

VIB applies augmented reality (AR) technology on MyVIB 2.0 to bring customers new experiences to using the service. In normal mode, MyVIB 2.0 has a centralized interface to help users easily manage accounts and cards. With AR mode, the financial experience becomes more unique and interesting because the real scene is overlaid with some virtual objects created by the smartphone, making hard financial transactions interesting. Besides card management and security, users can also easily locate, find their way to VIB ATM/branch or find deals around just by scanning the camera. The trend of AR application on VIB’s digital bank is to simplify the method of use and attach it to the daily needs of users, giving users different experiences beyond a digital bank. often.

Artificial intelligence voice technology (AI Voice)

Artificial intelligence speech technology is a solution to convert speech to text (Speech to text) and vice versa text to speech (Text to Speech). To do this, Speech recognition and Deep learning algorithms are applied to machine learning and recognizing and reconstructing human voices intelligently and accurately.

In the field of finance and banking, AI Voice has been applied to a number of operations such as virtual assistant switchboards, customer identity authentication, transaction queries. With MyVIB 2.0, for the first time VIB applies this technology to make the transaction process of users easier and more convenient.

With the ability to process natural language (NLP), convert Speech to Text and Text to Speech quickly, friendly, close-knit 3 Northern, Central and Southern voice MyVIB 2.0 helps users transact easily without any hassles. need to touch. To make a transfer to an account at VIB, top up the service or report to lock/unlock a card, users only need to read the command according to the form and the transaction will be processed in less than 1 minute.

Technology is a factor identified by VIB as the key to conquering digital banking users. After just over 2 months of launch, the application reached more than 470,000 downloads on Google play and iOS with more than 200,000 new users, reaching a rating of 4.7 on android and 4.8 on iOS. With continuous improvements and stable performance, MyVIB 2.0 is receiving more and more positive feedback from users.

In particular, when downloading and registering to use MyVIB 2.0, users will enjoy a full set of attractive incentives: Free to open a Digi account with beautiful numbers; Free money transfer 24/7; Free annual fee for the first year up to 1,300,000 VND & bonus 200,000 VND in cash/liter of petrol/ bonus miles when opening a credit card; Free issue of Mastercard iCard payment card. From now until the end of September 30, 2022, customers will immediately receive VND 500,000 when opening an account and depositing online savings with a term from 01 month, deposit value from VND 50 million at VIB. Download the app now to experience.