Great “bargain” when using a series of bank cards linked to e-commerce floors: 50% refund, the more you buy, the more “evil” you will get.

“Stupid prize” about co-branded cards

More and more banks are joining the “co-branded card” trend, but many Vietnamese consumers must still feel unfamiliar with this type of card.

In a word, this is a card made by banks in association with different brands and brands to offer products. Cardholders can not only enjoy special offers from these units (eg, incentives for members, promotions on corporate anniversaries), this brand, but also other incentives such as a credit card. use/debit card. In which, bank cards associated with e-commerce platforms are increasingly being interested by many online shoppers when accompanied by many attractive incentives.

The common point of these cards is that they can all be conveniently registered online, free of issuance and annual fees for the first year and subsequent years (if eligible to spend). Some cards associated with the e-commerce floor do not even require proof of income, as long as you reach the necessary spending level on that e-commerce floor.

Attractive “bargains” when owning a co-branded card

In general, a co-branded card can be viewed as a 2-in-1 card: a bank credit card and a corporate membership card. That is, you will receive double incentives such as cashback, gifts, redeeming points from the bank; Deep discounts on weekends, on sale days or on special occasions from affiliates.

With a co-branded card, enjoy a “huge” cashback offer of up to 50% when shopping at e-commerce floors, gift e-vouchers up to millions when opening a card, gift e-vouchers on birthdays, free shipping … are just a few of the many “terrible” offers for cardholders. In addition, there are incentives to pay with bonus points, receive bonus points when spending at the affiliated e-commerce floor. The more consumers buy, the “bargain” because both the incentive and the accumulated bonus points will increase.

Currently, all three major e-commerce platforms, Lazada, Tiki, and Shopee, have “shaken hands” with banks to launch co-branded cards. Below are the lines of cards that you can refer to to close the order to save more “wallet pain”.

Some co-branded cards link between major e-commerce platforms and banks

LazCard – Combination of VIB and Lazada banks

LazCard card officially released from January 10 with outstanding offers – up to 50% cashback for online shopping on Lazada. This is a product that integrates international payment cards and credit cards on the same chip, a blank card of Visa.

Lazada Citi Platinum Card – Combination of Citibank and Lazada

This line of cards has been launched since 2019, integrating many attractive incentives and gifts for cardholders such as giving gifts right after opening the card, reducing 300K for orders from 1 million when shopping on Lazada at the weekend,. .. However, Lazada Citi Platinum card is currently only available to customers in HCMC and Hanoi.

Super Shopee/Super Shopee Platinum/VPBank Shopee credit card – Combination of VPBank, VIsa and Shopee banks

Not only Lazada, but Shopee also has 3 co-branded cards associated with VPBank, including 2 credit cards (Super Shopee, Super Shopee Platinum) and 1 debit card (VPBank Shopee). Users will immediately receive Shopee vouchers as soon as they successfully open their cards, receive birthday vouchers and a series of attractive coin-back offers up to 10%.

Sacombank Tiki Platinum Card – Combination of Sacombank and Tiki

If you are a fan of Tiki e-commerce platform, you can refer to the Sacombank Tiki Platinum co-branded card line with a discount of up to 15% of payment transactions at Tiki and Ticket-box. In particular, you also get free shipping for 30 orders of 200,000 VND or more per month and cashback up to 7.2 million VND/year for all transactions.